Protection with Principle
At Karpel Insurance, we don't work for the big carriers—we work for you. With smart technology, straight talk, and a serious commitment to doing what's right, we make insurance easier, faster, and more honest than ever before.
Our Services
Personal Insurance
- Auto Insurance – Coverage for your vehicle, old or new
- Homeowners Insurance – Protection for your most valuable asset
- Life Insurance – Protect your loved ones when you can't
- Umbrella Policies – Extra protection for unexpected events
From your car to your home—and even your life—we offer smart, reliable coverage for everything that matters. With added protection from umbrella policies, Karpel Insurance™ has you covered when the unexpected hits.
Commercial Insurance
- General Liability – Protect from costly lawsuits
- Property Insurance – Safeguard your building and equipment
- Workers' Compensation – Keep your team protected
- E&O / Professional Liability – Defend your reputation
- Cannabis Insurance – Specialized coverage for California cannabis businesses
From accidents to allegations, Karpel Insurance™ offers full-spectrum business protection. We cover your people, property, and professional reputation—so you can focus on growth, not risk.
Why Choose Karpel Insurance™?
We don't believe in pressure tactics or vague explanations. If a policy doesn't make sense for you, we'll tell you. If there's a better, simpler option, we'll show you. Our job isn't to sell you more — it's to protect what matters most, clearly and honestly.
Technology-Driven
Advanced analytics and AI tools help us understand your unique risk profile and coverage needs.
Rapid Response
Quick quotes, fast claims processing, and immediate support when you need it.
Holistic Approach
We see your complete picture - not just individual policies, but your entire protection strategy.
Contact Us Today
Have questions? Our experienced insurance professionals are here to help. Reach out to us today.